:root{--bg:#fbf8f3;--ink:#1b1f3a;--mut:#585d77;--ac:#0b6e6d;--ac2:#08504f;--am:#f2a93b;--soft:#efe8dc;--ln:#e0d8c9;--wh:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 "Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:Georgia,"Iowan Old Style","Palatino Linotype",serif;font-weight:700;line-height:1.18;margin:0 0 .5em;letter-spacing:-.01em}h1{font-size:clamp(2.1rem,4.6vw,3.5rem)}h2{font-size:clamp(1.55rem,2.8vw,2.2rem)}h3{font-size:1.2rem}
a{color:var(--ac2)}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--am);outline-offset:2px;border-radius:4px}
p{max-width:68ch;margin:0 0 1em}.w{max-width:1140px;margin:0 auto;padding:0 24px}
.ann{background:var(--ink);color:#e8ebf8;font-size:.9rem;text-align:center;padding:8px 16px}.ann b{color:var(--am)}
header.hd{background:var(--wh);border-bottom:1px solid var(--ln);position:sticky;top:0;z-index:20}
header.hd .w{display:flex;align-items:center;gap:22px;min-height:72px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.logo{display:flex;align-items:center;gap:11px;color:var(--ink);text-decoration:none;font-family:Georgia,serif;font-weight:700;font-size:1.3rem}.logo img{display:block}
nav.mn{display:flex;gap:4px;margin-left:auto;flex-wrap:wrap}nav.mn a{color:var(--ink);text-decoration:none;padding:8px 12px;border-radius:99px;font-weight:600;font-size:.96rem}nav.mn a:hover{background:var(--soft)}nav.mn a[aria-current]{background:var(--ink);color:#fff}
.btn{display:inline-block;background:var(--ac);color:#fff;padding:13px 26px;border-radius:99px;text-decoration:none;font-weight:700;border:2px solid var(--ac);font-size:1rem;cursor:pointer;font-family:inherit}.btn:hover{background:var(--ac2);border-color:var(--ac2)}
.btn.o{background:transparent;color:var(--ac2)}.btn.o:hover{background:var(--soft)}.btn.am{background:var(--am);border-color:var(--am);color:var(--ink)}.btn.am:hover{background:#f6b956;border-color:#f6b956}.btn.sm{padding:9px 18px;font-size:.93rem}
.hero{padding:70px 0 60px;background:linear-gradient(180deg,#f4ede0 0%,var(--bg) 100%)}.hero .w{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.kick{font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ac);display:block;margin-bottom:12px}
.lead{font-size:1.2rem;color:var(--mut)}.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.card{background:var(--wh);border:1px solid var(--ln);border-radius:18px;padding:26px;box-shadow:0 14px 40px rgba(27,31,58,.09)}
.card h3{margin-bottom:.3em}.card small{display:block;color:var(--mut);font-size:.85rem;margin-top:12px;line-height:1.5}
label{display:block;font-weight:700;font-size:.9rem;margin:14px 0 6px}input,textarea,select{width:100%;padding:12px 13px;font:inherit;border:1.5px solid #b9b3a4;border-radius:10px;background:#fff;color:var(--ink)}input:focus,textarea:focus,select:focus{border-color:var(--ac)}
#cr{margin-top:16px;padding-top:6px;border-top:1px dashed var(--ln)}#cr ol{margin:.4em 0 .8em;padding-left:1.2em}#cr li{margin-bottom:.35em}#cr p{margin:.3em 0}
section.s{padding:64px 0}section.alt{background:var(--soft)}section.dk{background:var(--ink);color:#e6e9f7}section.dk h2,section.dk h3{color:#fff}section.dk p{color:#cfd4ea}
.sh{max-width:700px;margin-bottom:34px}.sh p{color:var(--mut)}section.dk .sh p{color:#cfd4ea}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.tile{background:var(--wh);border:1px solid var(--ln);border-radius:16px;padding:24px}.tile svg{width:34px;height:34px;stroke:var(--ac);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;margin-bottom:12px}.tile p{color:var(--mut);margin:0;font-size:.97rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;counter-reset:st;position:relative}.stp{padding:0 22px 0 0;position:relative}.stp:before{counter-increment:st;content:counter(st);display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:var(--am);color:var(--ink);font-weight:800;margin-bottom:14px}.stp:after{content:"";position:absolute;left:52px;right:8px;top:21px;height:2px;background:rgba(255,255,255,.25)}.stp:last-child:after{display:none}.stp p{font-size:.96rem;margin:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:26px}.two>div{background:var(--wh);border:1px solid var(--ln);border-radius:16px;padding:26px}.two.cx{grid-template-columns:1.3fr .7fr;gap:40px}.two.cx>div{background:none;border:0;padding:0}
ul.ck{list-style:none;padding:0;margin:0 0 1em;max-width:68ch}ul.ck li{position:relative;padding-left:28px;margin-bottom:.55em}ul.ck li:before{content:"";position:absolute;left:3px;top:.5em;width:12px;height:7px;border-left:3px solid var(--ac);border-bottom:3px solid var(--ac);transform:rotate(-45deg)}
.band{background:var(--am);border-radius:22px;padding:40px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}.band h2{margin:0 0 .2em}.band p{margin:0;max-width:52ch}
details{background:#fff;border:1px solid var(--ln);border-radius:12px;padding:14px 18px;margin-bottom:10px}summary{cursor:pointer;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:14px}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--ac)}details[open] summary:after{content:"\2212"}details p{margin:.8em 0 0;color:var(--mut)}
.note{font-size:.93rem;color:var(--mut);background:#fff;border:1px solid var(--ln);border-left:5px solid var(--am);border-radius:10px;padding:12px 16px;margin:20px 0 0;max-width:68ch}
.pg{padding:0}.pg h1{margin-bottom:.3em}.art{background:#fff;border:1px solid var(--ln);border-radius:16px;padding:30px;margin-bottom:22px}.art h2{font-size:1.5rem}.art .tag{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ac)}
.row{display:grid;grid-template-columns:260px 1fr;gap:34px;padding:34px 0;border-top:1px solid var(--ln)}.row:first-of-type{border-top:0}.row h2{font-size:1.5rem}
.doc{padding:50px 0 60px;max-width:820px}.doc h2{font-size:1.35rem;margin-top:1.6em}
form.f{max-width:660px}form.f .fr{display:grid;grid-template-columns:1fr 1fr;gap:14px}label.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin-top:18px}label.chk input{width:auto;margin-top:6px}.status{margin-top:16px;padding:14px 16px;border-radius:10px;background:var(--soft);border:1px solid var(--ln)}
footer.ft{background:var(--ink);color:#c9cee6;padding:50px 0 28px;font-size:.95rem}footer.ft h3{color:#fff;font-size:1.05rem}footer.ft a{color:#e8ebf8}footer.ft .fg{display:grid;gap:30px;grid-template-columns:1.3fr 1fr 1fr}footer.ft p{margin:0 0 .5em}footer.ft ul{list-style:none;padding:0;margin:0}footer.ft li{margin-bottom:.4em}.lk{background:none;border:0;color:#e8ebf8;text-decoration:underline;font:inherit;padding:0;cursor:pointer}.copy{max-width:none;border-top:1px solid rgba(255,255,255,.18);margin-top:28px;padding-top:16px;font-size:.88rem}
.cc{position:fixed;left:50%;transform:translateX(-50%);bottom:16px;z-index:50;background:#fff;border:2px solid var(--ink);border-radius:14px;box-shadow:0 10px 36px rgba(27,31,58,.3);max-height:88vh;overflow:auto;width:min(720px,calc(100% - 28px))}.cc-in{padding:18px 22px}.cc h2{font-size:1.1rem}.cc p{font-size:.93rem;color:var(--mut)}.cc-b{display:flex;flex-wrap:wrap;gap:10px}.cc .btn{padding:10px 18px;font-size:.95rem}.cc-opt label{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin:10px 0}.cc-opt input{width:auto;margin-top:6px}
@media(max-width:900px){.hero .w{grid-template-columns:1fr}.hero{padding:44px 0 40px}.tiles{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr;gap:30px 0}.stp:after{display:none}.two,.two.cx{grid-template-columns:1fr}.row{grid-template-columns:1fr;gap:10px}footer.ft .fg{grid-template-columns:1fr}nav.mn{margin-left:0;width:100%}header.hd{position:static}.band{padding:28px}}
@media(max-width:560px){.tiles,.steps{grid-template-columns:1fr}form.f .fr{grid-template-columns:1fr}.w{padding:0 18px}}